Charming 3 bedroom 1 bath ranch home with basement, extra large yard and 2 car garage. Updated through with fresh paint, new carpeting and kitchen and bath remodel. Home has original molding and hardwood floors.
Some wonder what has changed from last years First Time Home Buyer tax Credit and 2009’s First Time Home Buyer tax Credit. Well now you can review them Side By Side.
Posted by Great Northwest Indiana Associates of Realtors GNIAR here is a side by side look at what the differences are. Take a look.
Gina Bombin, NWI Real Estate Pro
When thinking about purchasing a new home as a first time home buyer, there are so many factors to consider. But what do you do first as a first time home buyer?
Well, when you have made the decision to become a home owner, the first step as a first time home buyer before you do anything is get pre-qualified with a lender. It is important that you contact a lender or a Realtor to recommend a qualified lender to get pre-qualified. Sit down with them, bring in all your financial papers. Have them look at everything. This is very important. If you are serious about buying then you need to lay it out there so the professionals can help you in every aspect and counsel you on what is the best options for you. Why? Well, this is going to save some frustration in the buying process by helping you avoid looking at houses out of your price range. It will also give you a starting point on what you can afford. Plus, it could bring to light any credit issues you may have and give you time to correct them. Is it a good idea to contact the appropriate professional six months to a year prior to actually making that big purchase to help you make a “To Do” list for you and prepare you for becoming a first time home buyer in the year to come. Before running out the door once you have become pre-qualified sit down and meet with a Realtor in their office and discuss your plans and goals. You will only need to work with one, so pick one you are comfortable with. Talk about what you are looking for. How the buying process works. Have questions ready for your Realtor to Answer. Also, to take a look at the homes that fall in your criteria. Sometimes just taking a moment and looking at what is available may help you evaluate what you are looking for.
You should be comfortable with your lender and your Realtor during the process of becoming a first time home buyer. Also, understand that they are the professionals and they are the ones looking at your transaction and your situation. Every situation, every transaction, every home buying process is different and they know how to help you become a first time home buyer. So ask them all the questions you can think of that way you get the right answer and their professional option for your purchase. You will then be on the road to becoming a first time home buyer.
Go Luck and Happy Hunting!
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